Showing posts with label loanmod. Show all posts
Showing posts with label loanmod. Show all posts
Wednesday, December 8, 2010
Tuesday, December 7, 2010
Improve Your Chances Of Qualifying For Permanent Loan Modification Under HAMP
Click here to contact The Law Offices of Kramer and Kaslow for help with your home.
The Obama home loan modification program has been instrumental in helping millions of struggling homeowners. As per the report, ever since April, 2009 when the $ 75 billion supported Home Affordable Modification Plan (HAMP) went into action, as many as 400,000 distressed homeowners have been granted permanent loan modifications.
The Obama home loan modification program has been instrumental in helping millions of struggling homeowners. The U.S. Department of Housing and Urban Development (HUD) recently released a report that provides the details of the government backed stimulus program. As per the report, ever since April, 2009 when the $ 75 billion supported Home Affordable Modification Plan (HAMP) went into action, as many as 400,000 distressed homeowners have been granted permanent loan modifications. And today, borrowers, who have qualified for a permanent HAMP mortgage modification plan, are saving up to $ 500 every month on their monthly mortgage payments.
Saturday, December 4, 2010
Friday, December 3, 2010
Step Modification Done in Only 3 Days by Kramer and Kaslow
The Step Mortgage Modification shown below was completed in only 3 days! Click here to contact Kramer and Kaslow for help with your home.
Clarence B
Customer Service Manager
The Law Offices of Kramer and Kaslow
Direct# 760-621-3762
Fax# 760-888-9254
From: Glen R [mailto:glen.r@***************.net]
Sent: Monday, October 18, 2010 11:53 AM
To: Clarence B; tom p
Subject: Fw: STEP MOD APPROVED Bonnie M
Sent: Monday, October 18, 2010 11:53 AM
To: Clarence B; tom p
Subject: Fw: STEP MOD APPROVED Bonnie M
We got this one done in 3 days.
----- Original Message -----
From: Jackie N
To: glen.r@******************.net
Cc: des.g@***************.
Sent: Monday, October 18, 2010 11:48 AM
Subject: STEP MOD APPROVED Bonnie M
Lender is: BofA
Broker is: Kramer & Kaslow San Marcos
-- Mod type: Step Mod
--Old Rate: 6.625
--New Rate 2.0% First 5 yys, 3.0% 6th yr, 4.0% 7th yr and 4.375 8th yr thru term.
--Old payment $2384.93 (PITI)
--New payment $1382.27 (PITI)
--Monthly Savings $1002.66 (1st 5 yrs)
--First payment due Dec, 1st 2010
(Mod approved in 3 days/not the norm)
LeShelle, Docs already uploaded in QB
Jackie N
Loss Mitigation Counselor
Mitigation Professional
949-200-**** Direct Line
949-313-**** eFAX
Loss Mitigation Counselor
Mitigation Professional
949-200-**** Direct Line
949-313-**** eFAX
Thursday, December 2, 2010
Both a 1st and 2nd Mortgage Modified by Kramer and Kaslow
Often people have a first and second mortgage to modify. This presents a challenge most loan mortgage modification services cannot overcome. Below is a real example of how the Law Offices of Kramer and Kaslow modified both a 1st and 2nd mortgage for grateful clients.
Click here to contact Kramer and Kaslow for help with your home.
Click here to contact Kramer and Kaslow for help with your home.
Clarence B
Customer Service Manager
The Law Offices of Kramer and Kaslow
Direct# 760-621-3762
Fax# 760-888-9254
From: Rob E [mailto:rob.e@***************.net]
Sent: Tuesday, October 19, 2010 10:59 AM
To: 'Zoey'; 'Glen R'; leshelle.j@***************.
Subject: RE: Josh & Angela M - Mod terms for first and 1st and 2nd
Sent: Tuesday, October 19, 2010 10:59 AM
To: 'Zoey'; 'Glen R'; leshelle.j@***************.
Subject: RE: Josh & Angela M - Mod terms for first and 1st and 2nd
Both the 1st & 2nd mortgage, Good job!!!!
From: Zoey [mailto:zoey@.
Sent: Tuesday, October 19, 2010 10:57 AM
To: 'Rob E'; 'Glen R'; leshelle.j@**************.
Subject: Josh & Angela M - Mod terms for first and 1st and 2nd
Sent: Tuesday, October 19, 2010 10:57 AM
To: 'Rob E'; 'Glen R'; leshelle.j@**************.
Subject: Josh & Angela M - Mod terms for first and 1st and 2nd
1st Mortgage
BROKER - Kramer & Kaslow San Marcos
LENDER- Ocwen
BORROWER : Josh and Angela M
TERMS:
--Old payment- $ 2,600 (taxes and Ins $525) and 7months past due
--New payment- $2757.09 escrowed
--Monthly savings- $368.09
--New rate-3.27 for 60months and 4.41% for life of the loan
--Old rate 6.25%
2nd mortgage
Resurgent Capital
3months trail payment and modification thereafter
--old payment $1,009
--new payment $350 for October $750 for November and December
--once they are modified their payment would be between $500 to $550
Wednesday, December 1, 2010
Awesome Loan Modification for Kramer Kaslow Client
Click here to contact Kramer and Kaslow for help with your home.
Clarence B
Customer Service Manager
The Law Offices of Kramer and Kaslow
Direct# 760-621-3762
Fax# 760-888-9254
From: Clarence B [mailto:clarenceb@
Sent: Friday, October 22, 2010 2:05 PM
To: 'Bob B'; 'Clarence B'; 'Dimitri G'; 'Emilio M'; 'Frank S'; 'Gerry P'; 'Justin B'; 'Mark M'; 'Roberto C'; 'Todd L'; 'Tom P'; 'Tony D'; 'Zach E'
Cc: 'Amy S'
Subject: Michael M awesome mod
Sent: Friday, October 22, 2010 2:05 PM
To: 'Bob B'; 'Clarence B'; 'Dimitri G'; 'Emilio M'; 'Frank S'; 'Gerry P'; 'Justin B'; 'Mark M'; 'Roberto C'; 'Todd L'; 'Tom P'; 'Tony D'; 'Zach E'
Cc: 'Amy S'
Subject: Michael M awesome mod
Called Wells Fargo @877 ***-**** X ******, spoke to Gabriel. Confirmed Terms.
Approved for a Trial Mod to Step-Rate Mod:
--New Payment: $1037.75
--New Rate: 2%
--Payment Dates: Nov 1, Dec 1, Jan 1 2011
Step Rate:
2% for 5 years
3% in the 6th year
4% in the 7th year &
4.25% in for the term of the loan.
Approved for a Trial Mod to Step-Rate Mod:
--New Payment: $1037.75
--New Rate: 2%
--Payment Dates: Nov 1, Dec 1, Jan 1 2011
Step Rate:
2% for 5 years
3% in the 6th year
4% in the 7th year &
4.25% in for the term of the loan.
Tuesday, November 30, 2010
Another LoanMod Success Story frm Kramer Kaslow~$960 savings per month loans mortgage re http://ping.fm/ahgNr
Monday, November 29, 2010
Sunday, November 28, 2010
Saturday, November 27, 2010
Kramer Kaslow: Another Real Loan Modification Success Story re loanmod mortgage loans http://ping.fm/hUsXC
Real Loan Modification Success Story
The following is a real loan modification/loss mitigation case for a customer of Kramer and Kaslow for Rebecca G:
Clarence B.
Customer Service Manager
The Law Offices of Kramer and Kaslow
Direct# 760-621-3762
Fax# 760-888-9254
From: Zoey [mailto:zoey@************.
Sent: Friday, November 12, 2010 2:52 PM
To: 'Rob E'; 'Glen R'; 'Clarence B'; 'David G';
Cc: 'LeShelle J'
Subject:
Sent: Friday, November 12, 2010 2:52 PM
To: 'Rob E'; 'Glen R'; 'Clarence B'; 'David G';
Cc: 'LeShelle J'
Subject:
Broker Kramer&Kaslow San Marcos
Lender Citi mortgage
Old payment- $ 2110.04 (3months past due)
--New payment- $ 1517.58
--Monthly savings- $592.46
--New rate-TBD
--Old rate 6.25%
Thank you!
Zoey F
Loss Mitigation Counselor
Mitigation Professionals
Dir - 949-200-****
Fax- 949-313-****
zoey@********.net
Monday, November 22, 2010
Applying 4 Short Sale w Bank Loss Mitigation Dept loans mortgage loanmod kramerkaslow http://ping.fm/WoC2p
Sunday, November 21, 2010
Five Steps To Short Sale Success
A short sale is one of the common alternatives used to avoid a foreclosure. It can be an advantage to a homeowner facing foreclosure and who desires to avoid having a foreclosure on a credit record. Short sales are exactly what the term sounds like. When a home is sold for less than what is owed on it the difference between the amount the home sells for and the mortgage loan amount on the home is called a short sale. Thus, if a home's mortgage amount is $400,000 but is sold in a short sale for $200,000 the amount short is $200,000.
Getting approval from a lender involves a process of filling out certain documentation and submitting it to the bank or lender's loss mitigation department for consideration and approval of the short sale. It is the bank that has the final say over whether the short sale is approved rather than the homeowner who is selling the property.
Saturday, November 20, 2010
Robo-Singing, Chain of Title, Loss Mitigation, and Other Issues in Mortgage Servicing
The plaintiff in a foreclosure action is generally required to produce the note as evidence
that it has standing to foreclose. Moreover, under the Uniform Commercial Code, if the note is a
negotiable instrument, only a holder of the note (or a subrogee)—that is a party in possession of
the note— may enforce the note, as the note is the reified right to payment.
There is an exception, however, for lost, destroyed, or stolen notes, which permits a party
that has lost possession of a note to enforce it.50 If a plaintiff seeks to enforce a lost note, it is
necessary “to prove the terms of the instrument” as well as the “right to enforce the
instrument.”51 This proof is typically offered in the form of a lost note affidavit that attests to the
prior existence of the note, the terms of the note, and that the note has been lost.
It appears that a surprisingly large number of lost note affidavits are filed in foreclosure
cases. In Broward County, Florida alone, over 2000 such affidavits were filed in 2008-2009.52
Relative to the national population, that translates to roughly 116,000 lost note affidavits
nationally over the same period.
Click here to read the rest.
Click here to contact Kramer and Kaslow.
that it has standing to foreclose. Moreover, under the Uniform Commercial Code, if the note is a
negotiable instrument, only a holder of the note (or a subrogee)—that is a party in possession of
the note— may enforce the note, as the note is the reified right to payment.
There is an exception, however, for lost, destroyed, or stolen notes, which permits a party
that has lost possession of a note to enforce it.50 If a plaintiff seeks to enforce a lost note, it is
necessary “to prove the terms of the instrument” as well as the “right to enforce the
instrument.”51 This proof is typically offered in the form of a lost note affidavit that attests to the
prior existence of the note, the terms of the note, and that the note has been lost.
It appears that a surprisingly large number of lost note affidavits are filed in foreclosure
cases. In Broward County, Florida alone, over 2000 such affidavits were filed in 2008-2009.52
Relative to the national population, that translates to roughly 116,000 lost note affidavits
nationally over the same period.
Click here to read the rest.
Click here to contact Kramer and Kaslow.
Friday, November 19, 2010
Kramer and Kaslow Saved My Home; Complaints Unwarranted
I just got my Mortgage Loan Modified by Kramer and Kaslow and I am very grateful. Not only did they follow through on their obligation, they also got me a principal reduction, something they said upfront they couldn't guarantee! I like how the complaint has a link at the bottom for another Company (thats shady)...Too funny. I tried all the free places first and got given a number like at the DMV and just as crowded, by the time I got a call back my house was almost gone. Yes I paid a fee, my house is worth it, and yes I did research. I only wish this post didnt exist because it only hurts other homeowners that really need help and now might get ripped off elsewhere. I guess it shows you that this firm is really good, if they are getting lied about by jealous and greedy companies who want their business and dont care about the Homeowner.
Please feel free to email me with any questions if your a home owner on the fence with Kramer and Kaslow.
I would be glad to share my good outcome with you. But until then, dont believe these lies, I have my home back and I can afford it.
Click here to read the rest.
To contact Kramer and Kaslow, click here.
Please feel free to email me with any questions if your a home owner on the fence with Kramer and Kaslow.
I would be glad to share my good outcome with you. But until then, dont believe these lies, I have my home back and I can afford it.
Click here to read the rest.
To contact Kramer and Kaslow, click here.
Loan Mod Frequently Asked Questions from U.S. HUD tcot p2 loans mortgage loanmod http://ping.fm/9Om9w
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